Preparing for winter storms is crucial to survival and safety. Become familiar with winter storm warning signals so you can take appropriate action and learn the dangers of winter ailments so you can avoid injury. Winter Weather Warnings Do you know the difference in the warnings you...
As a homeowner, you take pride in maintaining your investment and protecting it from outside risks. Among these risks, winter weather presents some of the most significant challenges—challenges that may even lead to substantial property damage. Protect yourself from the cold and know the most...
By CJ Jordan, Producer and Employee Benefit Consultant This year has been unpredictable, to say the least. Due to all of the unknowns stemming from the COVID-19 pandemic, trying to plan your business’s employee benefits for 2021 is a challenge. However, now more than ever, it...
By Paul Burnett According to Business and Industry Connection Magazine, slips, trips, and falls are some of the most common and costly workplace incidents. These incidents end up costing businesses more than $60 billion per year. The cost per claim will be on average, $20,000 to...
One of the biggest challenges when it comes to insurance for transportation is combining the best rate with the greatest amount of coverage. One of the most common questions our brokers receive is, 'how can I reduce my insurance costs?' There are many factors that...
By Byars|Wright Byars|Wright has a secret weapon; a new department that we created a year ago: our marketing team. When we talk about our marketing department, we aren't talking about the traditional idea of marketing, such as advertising or branding, we are referencing the industry experts...
Transportation presents many risks and exposures that come with day-to-day operations. Our brokers often discuss important but sometimes overlooked questions with clients in the trucking/logging industry. Though vital to understanding the insurance and needs of their business, these questions aren't always discussed as they should...
By Laura Lee Johnson, Account Manager/Service Team Leader and Hayden Moss, Account Manager At Byars|Wright, we know how to drive sales. We also know how to retain those clients by providing the top-notch service that our current clients have come to know and expect. Above all...
By: Lawson Schaffer, Producer The road is a risky place to be. In today’s litigious commercial auto insurance environment, adequate insurance protection is becoming more important than ever before. As a business owner, it’s essential to understand your exposures and liabilities in order to determine the...
By: Trae Norrell, Producer I am often asked about cyber liability coverage and how to protect a business from cyber-attacks and data breaches. I always offer two solutions. The first is simple: do not use the internet for business activities. This is considered risk avoidance. Unfortunately,...
By Lawson Shaffer, Producer Workers’ compensation insurance coverage protects both businesses and their employees from financial loss when an employee is injured on the job or gets sick from a work-related cause. While workers’ compensation coverage is required for some businesses, we recommend that all businesses...
As you may already know, our agency motto is, “Where Relationships Matter,” but it doesn’t just refer to relationships with our clients. We value and prioritize the relationships with insurance companies, as well. We view the relationships we have cultivated with both our clients and insurance...
Workers’ compensation is insurance coverage paid by the company to provide benefits to its employees who are injured or become sick on the job. It’s a win-win for the employer and employee. Workers receive medical care they need, and employers receive assurance that they will...
By: Mitchell Garnett, Director of Operations Technology is becoming more and more prominent every year. It impacts how we communicate and how efficiently we work. It also evolves year to year, dating some practices and improving others. Similarly, InsureTech has entered almost every aspect of the...
The role of insurance is to prevent devastating scenarios, when possible, and mitigate the effects when disasters do happen. We have all heard horror stories of uncontrollable fires and inclement weather wreaking havoc on businesses. In fact, the Federal Emergency Management Agency (FEMA) reported that...
By: Alan McCoin, Director of Claim Management While many insurance claims can be prevented through proper risk management and the right layers of liability coverage, they still happen. This is why our team at Byars|Wright set up a claims advocacy group geared toward serving clients in...
Telecom and datacom business owners face increased exposure to risk due to the constant change within this competitive industry. Consequently, it’s vital that telecommunication, data, VoIP, and fiber optic contractors along with paging and security system companies have the appropriate insurance coverage in place. Whether you...
By: Paul Burnett, Producer Sharing retail space is not a new concept. Grocery stores often lease space to pharmacies, banks, and restaurants. This practice can not only reduce real estate costs for the grocer but can also attract new customers. While the concept can be financially beneficial,...
As a bond producer and construction-oriented agent, I’m often asked important questions on Surety & Bonding topics: 1. "How do I choose the right Surety company/agent? What should I be looking for?" 2. "How do I improve my bonding program?" These are fair questions to ask. Though...
By Paul Burnett, Producer In recent years, we’ve definitely seen an increase in home delivery within the grocery retail world. Third-party services like Shipt and Instacart, and even retailers such as Walmart are now delivering groceries directly to customers. There’s no denying that consumers are changing the...
