In today's competitive job market, it's more important than ever for companies to offer competitive employee benefits. Not only do benefits help attract top talent, but they can also help retain employees and save the company money in the long run. There are many different types...
Understanding the outside factors that impact your commercial property insurance can be complicated, particularly for those with little to no knowledge of what goes into the underwriting process. While the type of business you’re in, your location and the state of the insurance industry in...
The top priority of OSHA is keeping workers safe. While workplace fatalities have been decreasing in recent years, motor vehicle crashes continue to be one of the leading causes of death among American workers. As distracted driving dramatically increases the risk of vehicle accidents, OSHA...
Cellphone use has become commonplace, and text messaging, emailing and conducting business via cellphone have become routine. While the convenience of cellphones can be enormous, problems arise when using a one while driving. A Nationwide Insurance poll found that 81 percent of cellphone owners admitted to...
Employers are responsible for their employees’ safety and well-being at work, and that includes motor vehicle safety when they are driving company vehicles or on company time. Ensuring that employees learn proper driving safety techniques is advantageous for employers in several ways. Having a good...
Spring can bring about some of the year’s most dangerous weather and wreak havoc on many aspects of a company’s operations. This article discusses the severe weather threats to watch out for during spring and measures businesses can take to minimize damage. Dangerous Spring Weather Unexpected severe...
Uber, Lyft and other rideshare apps can make it easy to get a quick car ride or make some extra income, and they’re only becoming more popular. In fact, in the cities where these platforms are available, taxi ridership has declined anywhere from 10%-30%. However,...
As a catering company, much of your day-to-day focus is on providing exceptional food and service to your clients. However, it’s important to be aware of the risks common within your business operations. After all, there are many different challenges that caterers face, which—if not...
Restaurants provide a multitude of slip, trip and fall hazards, whether it be from spilled liquids, high customer traffic or other means in our kitchen, dining areas and storage rooms. Restaurant accident prevention is the number one way to reduce injury. We can all play...
The holidays are an exciting time, and many religious organizations see a peak in services, patrons, and with those increases the risk of incident raises. Many beautiful services require an increase of electrical cords and connections, candles, and fire hazards. Recognizing fire hazard prevention in...
Workplace violence includes any act in which a person is abused, threatened, intimidated or assaulted in his or her employment. Whether it stems from work-related disputes or domestic abuse or personal issues, violence can occur inside or outside the workplace, and can range from threats...
The winter months bring more than just cold weather and shorter days; they bring the possibility for winter storms that may result in a snow- and ice-covered landscape. While it may be a winter wonderland for some, as a property manager, winter weather liability is...
Fires are a serious risk for businesses of all types. It’s up to you to take the proper precautions to keep yourself, your co-workers and safe from fire hazards. Here are some of the best fire safety tips. Lower the Risks of Fire There are some simple...
Workplace-sponsored holiday parties present a host of liabilities for organizations each year. Factors like choice of venue and employees’ religious affiliations can create friction even before alcohol is thrown into the mix. Is your organization planning festive parties? Make sure you are protected for any...
In a business climate driven by results, shipping terms can be an afterthought of a sale. However, this can affect your bottom line, as assuming additional risk increases your potential for loss. As a business it is important to understand when risk transfers during shipping. Shipping...
Insurance carriers realize that offering additional lines of coverage to an existing customer is less expensive than trying to attract new customers. They also know that the more lines a given customer has, the longer they’re likely to stay with them. While bundling policies is...
Have you discussed defensive driving with your family or employees? The formula for defensive driving is to see the hazard, understand the defense, and act in time. Why is Defensive Driving Important? Understanding and effectively applying this formula prevents accidents in spite of the actions of other...
Event organizers must shoulder a significant burden—they have prime responsibility for ensuring overall health and safety at their events. That means they are culpable for any event-related health and safety failings. Corporate event planning isn't always easy. This weighty responsibility can wear down those not prepared...
If someone were to ask you what your coverage is under your auto insurance policy, would you be able to tell them? Like most of us, you would probably have a hard time confidently answering that question. Interpreting the various types of coverage offered under...
A safe, efficient and orderly warehouse is crucial to business success. Warehouses are like the heart of a business—they are the central transfer point, storing and sending raw materials or manufactured goods onward to distribution, thereby keeping the pulse of the business beating. Many business...
