Uber, Lyft and other rideshare apps can make it easy to get a quick car ride or make some extra income, and they’re only becoming more popular. In fact, in the cities where these platforms are available, taxi ridership has declined anywhere from 10%-30%. However,...
As the owner of a catering company, much of your day-to-day focus is on providing exceptional food and service to your clients. However, it’s important to be aware of the risks common within your business operations. After all, there are many different challenges that caterers...
Restaurants provide a multitude of slip, trip and fall hazards, whether it be from spilled liquids, high customer traffic or other means in our kitchen, dining areas and storage rooms. Restaurant accident prevention is the number one way to reduce injury. We can all play...
The holidays are an exciting time, and many religious organizations see a peak in services, patrons, and with those increases the risk of incident raises. Many beautiful services require an increase of electrical cords and connections, candles, and fire hazards. Recognizing fire hazard prevention in...
Workplace violence includes any act in which a person is abused, threatened, intimidated or assaulted in his or her employment. Whether it stems from work-related disputes or domestic abuse or personal issues, violence can occur inside or outside the workplace, and can range from threats...
The winter months bring more than just cold weather and shorter days; they bring the possibility for winter storms that may result in a snow- and ice-covered landscape. While it may be a winter wonderland for some, as a property manager, winter weather liability is...
Fires are a serious risk for businesses of all types. It’s up to you to take the proper precautions to keep yourself, your co-workers and safe from fire hazards. Here are some of the best fire safety tips. Lower the Risks of Fire There are some simple...
Workplace-sponsored holiday parties present a host of liabilities for organizations each year. Factors like choice of venue and employees’ religious affiliations can create friction even before alcohol is thrown into the mix. Is your organization planning festive parties? Make sure you are protected for any...
In a business climate driven by results, shipping terms can be an afterthought of a sale. However, this can affect your bottom line, as assuming additional risk increases your potential for loss. As a business it is important to understand when risk transfers during shipping. Shipping...
Insurance carriers realize that offering additional lines of coverage to an existing customer is less expensive than trying to attract new customers. They also know that the more lines a given customer has, the longer they’re likely to stay with them. While bundling policies is beneficial...
Have you discussed defensive driving with your family or employees? The formula for defensive driving is to see the hazard, understand the defense, and act in time. Why is Defensive Driving Important? Understanding and effectively applying this formula prevents accidents in spite of the actions of other...
Event organizers must shoulder a significant burden—they have prime responsibility for ensuring overall health and safety at their events. That means they are culpable for any event-related health and safety failings. Corporate event planning isn't always easy. This weighty responsibility can wear down those not prepared...
If someone were to ask you what your coverage is under your auto insurance policy, would you be able to tell them? Like most of us, you would probably have a hard time confidently answering that question. Interpreting the various types of coverage offered under...
A safe, efficient and orderly warehouse is crucial to business success. Warehouses are like the heart of a business—they are the central transfer point, storing and sending raw materials or manufactured goods onward to distribution, thereby keeping the pulse of the business beating. Many business...
What is your commercial building coverage? Most commercial properties use a form of insurance known as “specific coverage,” in which a specific property has protection for a certain risk, such as fires, floods, thefts and more. However, specific coverage is also somewhat limitable; oftentimes one...
Rising premiums may leave you wondering what you can you do to save money on auto insurance. We discuss a few reasons why prices are rising in this blog. While you can’t control all of the factors influencing your premiums, there are a number of...
As a religious organization, there are services you provide to members that can open you up to significant risk. These risks are related to abuse allegations, ministerial counseling, premise liabilities, vehicle accidents, and privacy and employment issues. Among other risks, these are key liability concerns...
As a religious organization, inviting members or visitors to your property presents a risk. From Sunday services to school, camps, weddings, and more, there are a lot of different and wonderful reasons you open your doors to the community. Even so, when people walk the...
Churches and other religious organizations can protect expensive instruments by insuring their musical instruments! Music plays an integral role in religious organizations. It's purpose is to evoke feelings and create a sense of unity among listeners. Organs are popular in religious organizations, but other common instruments...
Strong Phishing Scam Prevention Phishing is a type of cyber-fraud that utilizes deceptive emails or other electronic communication to manipulate recipients into sharing sensitive information, clicking on malicious links or opening harmful attachments. While emails are the most common delivery method of phishing attempts, cybercriminals may...
