Commercial Insurance

06 Nov Employee Benefit Changes Your Business Should Make Going into 2021

Posted at 15:44h in Business Management, Commercial Insurance, Employee Benefits, Relationships Matter

By CJ Jordan, Producer and Employee Benefit Specialist This year has been unpredictable, to say the least. Due to all of the unknowns stemming from the COVID-19 pandemic, trying to plan your business’s employee benefits for 2021 is a challenge. However, now more than ever, it...

12 Oct Slip, Trip, and Fall Solutions for Your Grocery Store

Posted at 20:55h in Commercial Insurance, Grocery Insurance, Uncategorized

By Paul Burnett, Producer According to Business and Industry Connection Magazine, slips, trips, and falls are one of the most common and costly workplace incidents that occur. These incidents end up costing businesses more than $60 billion per year. The cost per claim will be on...

18 Sep What Every Transportation Company Needs to Know About Reducing Their Insurance Costs

Posted at 16:51h in Commercial Insurance, Relationships Matter, Transportation Insurance

By Andy Byars, CIC, Vice President One of the biggest challenges when it comes to insurance for transportation, is combining the best rate with the greatest amount of coverage. One of the most common questions that I get is, how can I reduce my insurance costs?...

24 Aug The Byars|Wright Secret Weapon: Our Marketing Team

Posted at 20:35h in Business Management, Commercial Insurance, Relationships Matter

By Byars|Wright Byars|Wright has a secret weapon; a new department that we created a year ago: our marketing team. When we talk about our marketing department, we aren't talking about the traditional idea of marketing, such as advertising or branding, we are referencing the industry experts...

14 Aug What Trucking Companies Need to Know About Their Insurance

Posted at 19:58h in Commercial Insurance, Transportation Insurance

By J.R. Appling Transportation presents many risks and exposures that come with day-to-day operations. I often discuss with my clients, and others in the trucking/logging field, important, but overlooked questions that are vital to understanding the insurance and needs of your business. I specialize in...

20 Jul The Perfect Formula: A Byars|Wright Account Manager

Posted at 19:04h in Commercial Insurance, Personal Insurance, Relationships Matter

By Laura Lee Johnson, Account Manager/Service Team Leader and Hayden Moss, Account Manager At Byars|Wright, we know how to drive sales. We also know how to retain those clients by providing the top-notch service that our current clients have come to know and expect. Above all...

28 May Commercial auto insurance vs. hired and non-owned auto insurance

Posted at 20:42h in Business Management, Commercial Insurance

By: Lawson Schaffer, Producer The road is a risky place to be. In today’s litigious commercial auto insurance environment, adequate insurance protection is becoming more important than ever before. As a business owner, it’s essential to understand your exposures and liabilities in order to determine the...

27 Apr Does my business need cyber liability coverage?

Posted at 18:50h in Commercial Insurance

By: Trae Norrell, Producer I am often asked about cyber liability coverage and how to protect a business from cyber-attacks and data breaches. I always offer two solutions. The first is simple: do not use the internet for business activities. This is considered risk avoidance. Unfortunately,...

12 Apr How is experience mod calculated?

Posted at 21:05h in Business Management, Commercial Insurance, Construction Insurance

By Lawson Shaffer, Producer Workers’ compensation insurance coverage protects both businesses and their employees from financial loss when an employee is injured on the job or gets sick from a work-related cause. While workers’ compensation coverage is required for some businesses, we recommend that all businesses...

02 Apr Building relationships with insurance carriers

Posted at 19:50h in Commercial Insurance, Relationships Matter

By: Evan Chambers, Producer and Branch Manager, & Gabe Clement, Producer and Branch Manager As you may already know, our agency motto is, “Where Relationships Matter,” but it doesn’t just refer to relationships with our clients. We value and prioritize the relationships with insurance companies, as...

01 Apr Workers’ compensation FAQs

Posted at 21:47h in Business Management, Commercial Insurance, Construction Insurance

By: Ben Davis, Producer Workers’ compensation is insurance coverage paid by the company to provide benefits to its employees who are injured or become sick on the job. It’s a win-win for the employer and employee. Workers receive medical care they need, and employers receive assurance...

01 Apr InsureTech: How Byars|Wright stays ahead of the curve

Posted at 15:26h in Business Management, Commercial Insurance

By: Mitchell Garnett, Director of Operations Technology is becoming more and more prominent every year. It impacts how we communicate and how efficiently we work. It also evolves year to year, dating some practices and improving others. Similarly, InsureTech has entered almost every aspect of the...

18 Mar COVID-19 & Coverage

Posted at 21:16h in Business Management, Commercial Insurance, COVID 19 Resources, Grocery Insurance

Businesses want to know: In the wake of COVID-19, how will insurance coverages respond? Byars|Wright has been consulting with our insurance companies and clients on this matter since COVID-19 appeared across the globe. Its effects rippled through our state even before the virus physically reached our...

20 Feb In case of emergency: Does your business have proper coverage?

Posted at 22:52h in Commercial Insurance

By: Paul Burnett, Producer The role of insurance is to prevent devastating scenarios, when possible, and mitigate the effects when disasters do happen. We have all heard horror stories of uncontrollable fires and inclement weather wreaking havoc on businesses. In fact, the Federal Emergency Management Agency...

29 Jan Insurance Claim Advocacy at Byars|Wright

Posted at 14:04h in Claims, Commercial Insurance

By: Alan McCoin, Director of Claim Management While many insurance claims can be prevented through proper risk management and the right layers of liability coverage, they still happen. This is why our team at Byars|Wright set up a claims advocacy group geared toward serving clients in...

17 Jan Critical Insurance Coverage for the Datacom/Telecom industry

Posted at 02:24h in Commercial Insurance

By: J.R. Appling, Producer and Risk Consultant for Byars | Wright Telecom and datacom business owners face increased exposure to risk due to the constant change within this competitive industry. Consequently, it’s vital that telecommunication, data, VoIP, and fiber optic contractors along with paging and security...

28 Nov Are these terms included in your grocery store lease?

Posted at 19:33h in Commercial Insurance, Grocery Insurance

By: Paul Burnett, Producer Sharing retail space is not a new concept. Grocery stores often lease space to pharmacies, banks, and restaurants. This practice can not only reduce real estate costs for the grocer but can also attract new customers. While the concept can be financially beneficial,...

18 Nov Surety & Bonding: Questions You Need to Consider

Posted at 22:01h in Commercial Insurance, Construction Insurance

As a bond producer and construction-oriented agent, I’m often asked important questions on Surety & Bonding topics: 1. "How do I choose the right Surety company/agent? What should I be looking for?" 2. "How do I improve my bonding program?" These are fair questions to ask. Though...

07 Nov 4 Risks You Can’t Ignore When Starting a Grocery Delivery Service

Posted at 17:51h in Commercial Insurance, Grocery Insurance

By Paul Burnett, Producer In recent years, we’ve definitely seen an increase in home delivery within the grocery retail world. Third-party services like Shipt and Instacart, and even retailers such as Walmart are now delivering groceries directly to customers. There’s no denying that consumers are changing the...

22 May Coal mining insurance: Why it’s never just another day on the job

Posted at 17:38h in Commercial Insurance

May 22nd, 2019 By Haig Wright III, Producer Ever since Byars|Wright was founded in Jasper, AL in 1946, we’ve insured contractors in both the surface and underground coal mining industry. With Walker County being “coal country,” it’s no surprise that protecting this industry is in our blood....